Owe the IRS? Let’s Get It Under Control
Whether you owe back taxes, received IRS notices, missed tax filings, or need payment options, we’ll help you understand your next steps and work toward a solution.
Got a letter you don’t understand? Owe back taxes? Haven’t filed in years? We’ve helped dozens of clients in Houston — including truck drivers and small business owners — deal with the IRS, get back on track, and sleep easier at night. Whether it’s one tax year or five, we’ve seen it all and we’re here to help, not judge.
How We Help
We review your situation
We explain your options clearly
We deal with the IRS on your behalf
IRS problems usually get more expensive with time. Penalties grow, notices escalate, and collection activity can increase quickly if ignored.
Let’s Talk Before the IRS Calls Again
“Thank you for all your help and expertise in getting me out of a 2-year battle with the IRS. I learned a very important lesson about using someone who is not certified and trained to do the job. The other lesson I learned is that the people at the IRS say they are there to help you, yet they confuse and manipulate you into paying more. After much prayer, I was led to Michell, who put me on the right path to recovery. She was able to refile my return and get me over $32K in refunds. So I say God bless you and keep up the good work.”
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A wage garnishment happens when the IRS requires your employer to withhold part of your paycheck to pay unpaid tax debt. This typically occurs after multiple IRS notices have been ignored or unresolved. In many cases, taxpayers still have options available, including payment plans, penalty relief, or negotiated resolutions. At Infinity Tax & Accounting, we help Houston taxpayers understand their options and communicate directly with the IRS to work toward resolving wage garnishments before more financial pressure builds.
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A bank levy happens when the IRS legally freezes your bank account and takes funds directly to satisfy unpaid tax debt. Once the levy is issued, your bank typically holds the funds for 21 days before sending the money to the IRS. That short window is often your best opportunity to act. Depending on your situation, you may still have options available, including payment plans, hardship relief, or other IRS resolution strategies. At Infinity Tax & Accounting, we help Houston individuals and small business owners understand their options and communicate directly with the IRS before the situation becomes more serious.
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An Installment Agreement is a formal payment plan with the IRS that allows you to pay your tax debt over time instead of all at once. For many taxpayers, setting up a monthly payment plan can help stop aggressive collection actions like bank levies, wage garnishments, and repeated IRS notices. The right agreement depends on your financial situation, income, and total tax balance. At Infinity Tax & Accounting, we help Houston individuals and small business owners understand their options, prepare the required documentation, and work directly with the IRS to create manageable payment solutions.
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Why You Should File Now
Avoid larger IRS penalties – Failure-to-file penalties are often significantly higher than failure-to-pay penalties, which means waiting usually makes the problem worse.
Stop the IRS from filing for you – If returns remain unfiled, the IRS may create a Substitute for Return (SFR) on your behalf using income reported to them, often without deductions or credits you may qualify for.
Protect potential refunds – The IRS generally only allows you to claim refunds for returns filed within the last 3 years. After that, the money is gone permanently.
Qualify for IRS relief programs – Most resolution options, including Installment Agreements and Offers in Compromise, require all required tax returns to be filed before the IRS will consider your case.
Reduce stress and regain control – Filing delinquent returns is often the first step toward stopping notices, reducing uncertainty, and creating a clear plan forward.
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An Offer in Compromise (OIC) is a program that may allow you to settle your IRS tax debt for less than the full amount owed. It’s designed for individuals and business owners who cannot realistically pay their balance in full without creating significant financial hardship.
The IRS carefully reviews your income, expenses, assets, and overall ability to pay before approving an offer. Because acceptance rates are relatively low, properly preparing the application and supporting documentation is critical. At Infinity Tax & Accounting, we help clients determine whether they may qualify, avoid common mistakes, and present the strongest case possible to the IRS.
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When Tax Debt May Qualify for Bankruptcy Discharge
In some situations, older IRS income tax debt may be eligible for discharge through bankruptcy. While every case is different, tax debt generally may qualify if:
The debt involves income taxes rather than payroll taxes, fraud penalties, or trust fund taxes
The tax return was originally due at least 3 years ago
The return was actually filed at least 2 years ago
The IRS assessed the tax debt at least 240 days ago
There was no fraud, willful tax evasion, or intentional misconduct involved
Bankruptcy and tax discharge rules are extremely technical, and small details can significantly affect eligibility. At Infinity Tax & Accounting, we help clients understand their options and determine whether bankruptcy-related tax relief may be worth exploring as part of a broader IRS resolution strategy.