You Don’t Have to Face the IRS Alone

Got a letter you don’t understand? Owe back taxes? Haven’t filed in years? We’ve helped dozens of clients in Houston — including truck drivers and small business owners — deal with the IRS, get back on track, and sleep easier at night. Whether it’s one tax year or five, we’ve seen it all and we’re here to help, not judge.

Our IRS resolution services include:

  • Responding to IRS letters and audits

  • Setting up affordable payment plans

  • Filing missing returns

  • Penalty relief

  • Offer in Compromise (in special cases)

  • Preventing or stopping garnishments and levies

“Thank you for all your help and expertise in getting me out of a 2-year battle with the IRS. I learned a very important lesson about using someone who is not certified and trained to do the job. The other lesson I learned is that the people at the IRS say they are there to help you, yet they confuse and manipulate you into paying more. After much prayer, I was led to Michell, who put me on the right path to recovery. She was able to refile my return and get me over $32K in refunds. So I say God bless you and keep up the good work.”
— Billy E.

  • A wage garnishment is when the IRS (or state taxing authority) legally requires your employer to withhold part of your paycheck and send it directly to them to cover unpaid taxes. Garnishments can continue until the debt is paid in full, which can leave you struggling to cover everyday expenses.

  • A bank levy is when the IRS legally freezes your bank account and takes funds directly to satisfy unpaid taxes. Once issued, your bank must hold your money for 21 days before sending it to the IRS. That short window is your opportunity to act.

  • An Installment Agreement is a formal payment plan with the IRS that lets you pay your tax debt over time. Instead of facing levies, garnishments, or constant notices, you’ll make one predictable monthly payment until your balance is resolved.

  • Why You Should File Now

    • Avoid harsher penalties – The failure-to-file penalty can be 10x worse than late payment penalties.

    • Prevent enforced collections – The IRS may file a “substitute for return” (SFR) on your behalf, often overstating what you owe.

    • Protect refunds – If you’re owed a refund, you’ll lose it if you don’t file within 3 years.

    • Open the door to relief – Programs like Offer in Compromise or Installment Agreements require you to be compliant on all filings.

  • An OIC is an agreement between you and the IRS that allows you to settle your tax debt for less than the full amount owed. It’s designed for taxpayers who are unable to pay their full liability without causing financial hardship.

    Only about 30–40% of applications are accepted, so having an experienced professional prepare your case is critical.

  • When Tax Debt Qualifies for Discharge

    In general, tax debt may be wiped out in bankruptcy if:

    • The debt is income tax debt (not payroll or fraud penalties).

    • The return was due at least 3 years ago.

    • The return was filed at least 2 years ago.

    • The tax was assessed at least 240 days ago.

    • You didn’t commit fraud or tax evasion.

    These rules are complex — small details can make the difference between dischargeable and non-dischargeable debt.

Let’s Talk Before the IRS Calls Again

You don’t have to figure this out alone. We’ll review your situation privately and walk you through your options — no pressure, no shame.

Help Me Reduce My IRS Bill